Employment Practices Liability Insurance

Employment practices liability insurance (EPLI) helps provide coverage to employers against claims made by employees alleging unfair treatment at work.

What types of claims are covered by EPLI?

EPLI typically covers claims involving workplace issues such as discrimination, harassment, wrongful termination, retaliation, and failure to promote. Some policies may also include breach of contract or mismanagement of benefits. Coverage varies by insurer, and businesses can include EPLI as part of their overall risk management strategy.

How does EPLI protect businesses?

ELPI covers legal expenses, including attorney fees, court costs, and settlements or judgments related to employee lawsuits. It provides employers with financial and legal resources to respond to claims made by employees. When combined with strong HR practices and effective compliance management, EPLI becomes part of a proactive strategy to prevent and manage workplace issues.

This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, legal or tax advice. If you have any legal or tax questions regarding this content or related issues, then you should consult with your professional legal or tax advisor.